Below is a European setting, notice the salad utensils are on the inside closest to the plate. For some reason, they serve salad at the end rather than the beginning. An American setting would have the salad on the outside, before the soup and fish courses. A general rule of thumb is to work from the outside in, that way it doesn't matter in which order they serve the courses.
Several years ago, I got to go on a cruise, the highlight for me (aside from snorkling, swimming and generally running around practically nekkid) was getting dressed for dinner in the evenings. Formal six course dinners with all the tablewear. I was in Heaven, but I felt for my tablemates who were struck with Deer in the Headlights panic the first night. I didn't want to be the know-it-all at the table, didn't want to say anything, so I just went about eating. Halfway through the salad, I noticed everyone was watching for what came next. By the third night, we were all relaxed and chatting and completely unphased when they switched up the settings from American to European. I was so proud of us, we totally rocked.
Another tidbit of info is what to do with your utensils to signal the waitstaff if you're pausing or finished and ready to have your dishes cleared. Saves the awkward "Are you finished?" questions that interrupt the flow of table conversation. Trust me, if it's a formal meal, the waitstaff have been trained to read the signals.
"Ready for a second plate" and "Finished" are two distinctly different signals. The first implies a second serving of the current course and the second that you're finished with the course. European etiquette calls for the fork or spoon to be turned backside up, why I'm not sure, but it does. The same etiquette calls for food to be placed in the mouth with the fork backside up. Again, not sure why.
So there you have it, formal table settings and etiquette. Remember to place a small pad of butter on your bread plate and break off small pieces of the bread, buttering before eating. I got in trouble so many times over that one.
If you wish to study napkin etiquette, click HERE.